Traduction de «soft loan » (Anglais → Français) :

100. Stresses that the Structural Funds – through the Financial Instruments – should continue to provide financing to SMEs by means of equity, guarantees and soft loans, and stresses that complex administrative procedures, especially at national level, should be simplified and that significant differences in the way that provisions are applied by, respectively, managing authorities and intermediate bodies, should be avoided;

3. Welcomes the Commission’s proposals on extending the use of innovative financial instruments to strengthen the leverage of the EU budget while fully respecting the rights of the budgetary and discharge authorities; asks the Commission to improve framework conditions and access to finance for primary target groups such as SMEs (and particularly seed and early-stage companies), universities and research centres; stipulates that any SME-specific activities should function under the umbrella of the EIB group, providing this does not divert funds from FP7 funding; calls for further evaluation of the concept of so-called ‘soft loans’; expresses its d ...[+++]oubts about any such loan arrangements which envisage the possibility of transforming loans into grants; asks the Commission and the EIB to implement the Risk Sharing Financial Facility (RSFF) as a key instrument to finance research and innovation projects and improve competitiveness ensuring long-term economic growth and employment in Europe;

With a view to a uniform, transparent, and simple application of the State aid rules, the market rates for the purposes of this Regulation should be deemed to be the reference rates, provided that, in the case of a soft loan, the loan is backed by normal security and does not involve abnormal risks.

11. Urges the Member States, in cooperation with local bodies, to promote rural-loan policies which will encourage synergies between public and private funds, so as to allow access to microloans and soft loans intended to facilitate women's entrepreneurial initiatives;

With a view to a uniform, transparent, and simple application of the State aid rules, the market rates for the purposes of this Regulation should be deemed to be the reference rates, provided that, in the case of a soft loan, the loan is backed by normal security and does not involve abnormal risk.

With a view to a uniform, transparent and simple application of the State aid rules, the market rates for the purposes of this Regulation should be deemed to be the reference rates, provided that, in the case of a soft loan, the loan is backed by normal security and does not involve abnormal risk.