On peut imaginer un régime sans programme d'assurance sociale, mais dans le contexte canadien, soyons raisonnables, je pense qu'il faut quand même envisager de maintenir un programme d'assurance sociale comme le RPC qui permettrait de verser certaines prestations de préretraite dans certaines circonstances.
Australia operates a system without social insurance programs. It's possible to think about a system without social insurance programs, but within the context of our Canadian world, being reasonable, I think we have to think in terms of the continued existence of a social insurance program like the CPP, which would pay some pre-retirement benefits under certain circumstances.