Traduction de «secteur entreprises d'assurance » (Français → Anglais) :

23". horizontally integrated undertaking" means an undertaking performing at least one of the functions of generation for sale, or transmission, or distribution, or supply of electricity, and another non electricity activity.

21". horizontally integrated undertaking" means an undertaking performing at least one of the functions of production, transmission, distribution, supply or storage of natural gas, and a non-gas activity.

On the first point, it is a matter of assessing how the Directive matches the objectives which it set out to achieve with regard to the various sectors involved: whether it ensures adequate protection for victims, whether it helps to discourage the marketing of dangerous products, whether it gives operators sufficient legal certainty to facilitate intra-Community trade, whether the competitiveness of European businesses is being jeopardised by the Directive, whether the insurance sector has managed to cope with the risks addressed by ...[+++]the Directive, and whether the authorities and consumer associations consider the Directive to be a useful instrument in their policies towards the victims of defective products, etc.

The application by a Member State to insurance undertakings subject to its supervision of a rule of national law, such as the 5% rule, is liable to entail, vis-à-vis insurance undertakings subject to the supervision of other Member States whose legislation does not lay down such a rule, distortions of competition incompatible with the internal market which, in the non-life insurance and life assurance sectors, Directives 92/49 and 92/96 were precisely adopted to achieve.

The Regulation supplements the third-generation directives in the insurance sector, which determine the regulatory environment in which insurance companies will operate and can be expected to expand in the single market.

This Enabling Regulation provides that the Commission may declare Article 85 (1) of the EEC Treaty inapplicable to certain categories of agreements between undertakings and concerted practices in the insurance sector. That may be appropriate where agreements and practices are designed to further co-operation with respect to : - the establishment of common risk premium tariffs based, for example, on collectively ascertained statistics; - the establishment of common standard policy conditions; - the common coverage of certain types of risks; - the testing and acceptance of security devices; - registers of aggravate ...[+++]d risks, and information about them, provided that confidentiality is properly protected.