Traduction de «assurance accident individuelle » (Français → Anglais) :

22. Stresses that while in principle financial guarantees can be provided through either insurance or industry mutualisation, it is important to ensure that operators demonstrate financial guarantees in place to cover the full cost of clean-up and compensation in the case of a major disaster, and that risks and liabilities are not externalised to smaller companies that are more likely to declare insolvency in the event of an accident; calls for any joint schemes to be established in a manner that maintains incentives for avoiding ris ...[+++]ks and adheres to the highest possible safety standards in individual operations;

15. Calls on the relevant authorities to ensure that volunteers are adequately covered by accident insurance and personal liability insurance in respect of their voluntary activities and that any agreed outlay by volunteers in respect of their voluntary activities is also covered;

Collaboration between insurance undertakings or within associations of undertakings in the compilation of information (which may also involve some statistical calculations) allowing the calculation of the average cost of covering a specified risk in the past or, for life insurance, tables of mortality rates or of the frequency of illness, accident and invalidity, makes it possible to improve the knowledge of risks and facilitates the rating of risks for individual companies ...[+++]. This can in turn facilitate market entry and thus benefit consumers.

a "Paymaster's Office" would be responsible for determining, calculating and paying out individual staff entitlements (pay, mission expenses, sickness and accident insurance, pensions, reimbursement of experts).

Think for a moment about private car insurance and the different premium structures for young, old, men, women, experienced and accident-prone drivers.

But the problems are building up now and the Commission discussion paper makes a series of suggestions that could be introduced at short notice: - adjusting existing Community legislation on road charges of Heavy Goods Vehicles in order to make progress towards fair and efficient pricing. - electronic kilometre charges based on infrastructure damage and possibly other parameters (HGV) - road tolls in urban areas - differentiated fuel taxes reflecting differences in fuel quality -differentiated vehicle taxes linked to a vehicle's environmental/noise characteristics (noisy, polluting vehicle pay more - the consumer can choose to drive a cleaner, quieter vehicle) - insurance systems t ...[+++]hat cover all accident costs and link risk and mileage to premiums paid by individual users, - the provision of information on the safety performance of vehicles.