Traduction de «Bank financing » (Anglais → Français) :

42. Stresses that bank financing and the intermediary role of banks in capital markets are important pillars in business financing; highlights that the CMU should be based on complementing the fundamental role of banks, not about displacing them, as bank financing should continue to play a key role in the financing of the European economy; stresses the important role of relationship banking in financing micro-, small and medium-sized enterprises, which can also be used to provide alternative methods of financing; recalls the strategic dimension of having a strong and diversified European banking sector; calls on the Commission to inv ...[+++]estigate access to bank lending for SMEs across the Union, and to tackle inappropriate barriers;

42. Stresses that bank financing and the intermediary role of banks in capital markets are important pillars in business financing; highlights that the CMU should be based on complementing the fundamental role of banks, not about displacing them, as bank financing should continue to play a key role in the financing of the European economy; stresses the important role of relationship banking in financing micro-, small and medium-sized enterprises, which can also be used to provide alternative methods of financing; recalls the strategic dimension of having a strong and diversified European banking sector; calls on the Commission to inv ...[+++]estigate access to bank lending for SMEs across the Union, and to tackle inappropriate barriers;

42. Stresses that bank financing and the intermediary role of banks in capital markets are important pillars in business financing; highlights that the CMU should be based on complementing the fundamental role of banks, not about displacing them, as bank financing should continue to play a key role in the financing of the European economy; stresses the important role of relationship banking in financing micro-, small and medium-sized enterprises, which can also be used to provide alternative methods of financing; recalls the strategic dimension of having a strong and diversified European banking sector; calls on the Commission to inv ...[+++]estigate access to bank lending for SMEs across the Union, and to tackle inappropriate barriers;

23. Stresses that access to finance, particularly for SMEs, is one of the biggest obstacles to growth in the EU; believes that more alternatives to bank financing are needed by improving the efficient allocation of capital through capital markets, stimulating long-term investment and making full use of the EU’s new innovative financial instruments designed to support access to capital markets for SMEs; believes that the completion of the Banking Union should enhance access to finance and create a level playing field for SMEs to gain access to finance; underlines the need to further limit the administrative burden for SMEs and to conti ...[+++]nuously take account of the principle of proportionality in the development of regulatory regimes; believes that the European Investment Bank (EIB) can play an even more active role in providing access to finance for the real economy; considers that the proposals on EIB financing made at the most recent Councils, in particular those relating to financing for SMEs, can and should be more ambitious;

23. Stresses that access to finance, particularly for SMEs, is one of the biggest obstacles to growth in the EU; believes that more alternatives to bank financing are needed by improving the efficient allocation of capital through capital markets, stimulating long-term investment and making full use of the EU’s new innovative financial instruments designed to support access to capital markets for SMEs; believes that the completion of the Banking Union should enhance access to finance and create a level playing field for SMEs to gain access to finance; underlines the need to further limit the administrative burden for SMEs and to conti ...[+++]nuously take account of the principle of proportionality in the development of regulatory regimes; believes that the European Investment Bank (EIB) can play an even more active role in providing access to finance for the real economy; considers that the proposals on EIB financing made at the most recent Councils, in particular those relating to financing for SMEs, can and should be more ambitious;

[112] E.g., in Denmark, prohibition on banks financing their clients’ purchase of shares issued by the bank itself; in France, prohibition on banks stopping their customers from using another credit insurance provider (than the one provided by the bank itself) when the level of guarantee offered is similar.