That is often true when you consider only the effects of income tax. However, when you consider the effect of the clawback of income-tested benefits, such as the Guaranteed Income Supplement or the Alberta Seniors' Benefit, you pay income tax on the withdrawals but you also lose, at certain income tranches, 50 per cent or 50 cents on the dollar of that benefit for every dollar that you withdraw from your RRSP.
Toutefois, quand on tient compte des effets de la récupération des prestations fondées sur l'étude du revenu, comme le Supplément de revenu garanti ou l'Alberta Seniors' Benefit, vous payez de l'impôt sur les retraits, mais aussi, à certaines tranches de revenu, vous perdez 50 p. 100, ou 50 ¢ de chaque dollar que vous retirez de votre REER.
