Traduction de «No claims discount system » (Anglais → Français) :

32. Invites the Member States to evaluate the adoption of financial incentives to promote health and safety in the work place, notably tax rebates or preference in call for tenders for safe enterprises and health and safety certified businesses, introduction of a 'no-claims discount' system in insurance policies and social security contributions, and financial incentives to replace obsolete or unsafe equipment;

It is the claims representative’s duty to inform the victim how to pursue his claim against a foreign national, and it would increase consumer confidence if the information package accessible before conclusion of the insurance contract included full information on the rules governing the functioning and application of the claims representative system and its benefits for the victim.

An adjustment may also be made for deferred discounts and rebates if the claim is based on consistent practice in prior periods, including compliance with the conditions required to qualify for the discount or rebates.

When it comes to substantiating claims, a system based solely on scientific data is not suitable for agricultural products such as herbal products. Knowledge derived from experience and tradition should also be taken into account.

For those reinsurance undertakings which discount or reduce their non-life technical provisions for claims outstanding to take account of investment income as permitted by Article 60(1)(g) of Directive 91/674/EEC, the available solvency margin shall be reduced by the difference between the undiscounted technical provisions or technical provisions before deductions as disclosed in the notes on the accounts, and the discounted or technical provisions after deductions.

This Regulation therefore does not cover vertical agreements containing any direct or indirect obligation or incentive which leads to the linking of sales and after sales service activities or which makes the performance of one of these activities dependent on the performance of the other; this is in particular the case where the remuneration of the distributors or authorised repairers relating to the purchase or sale of goods or services necessary for one activity is made dependent on the sales of goods or services relating to the other activity, or where all such goods are indistinctly aggregated into a single remuneration or discount ...[+++] system.