Traduction de «Pensions and Claims Board » (Anglais → Français) :

S. whereas pension schemes within and across Member States differ significantly, e.g. regarding extent of funding, level of government involvement, governance structure, claim type, cost-efficiency, degree of collectiveness and solidarity, and a common EU typology is therefore not available;

This includes the following: (a) Non-life insurance technical reserves (F61); (b) Life insurance and annuity entitlements (F62); (c) Pension entitlements, claims of pension funds on pension managers, and entitlements to non pension funds (F63+F64+F65); and (d) Provisions for calls under standardised guarantees (F66).

(14a) The Court of Justice has consistently held that the Barber Protocol does not affect the right to join an occupational pension scheme and that the limitation of the effects in time of the judgment of the Court of Justice in Case C-262/88 Barber v Guardian Royal Exchange Assurance Group does not apply to the right to join an occupational pension scheme; the Court has also ruled that the national rules relating to time-limits for bringing actions under national law may be relied on against workers who assert their right to join an occupational pension scheme, provided that they are not less favourable for that type of action than for ...[+++] similar actions of a domestic nature and that they do not render the exercise of rights conferred by Community law impossible in practice; the Court has also pointed out that the fact that a worker can claim retroactively to join an occupational pension scheme does not allow the worker to avoid paying the contributions relating to the period of membership concerned.

1. An insured person who, on making a claim for a pension, or during the investigation thereof, ceases to be entitled to benefits in kind under the legislation of the Member State last competent, shall remain entitled to benefits in kind under the legislation of the Member State in which he/she resides, provided that the pension claimant satisfies the in ...[+++]surance conditions of the legislation of the Member State referred to in paragraph 2.

What this report in fact does is to record our sins, at length, and right across the board. It claims that we do not respect human dignity (Chapter I), that we deny people their freedom (II), that we practise discrimination (III), that we neglect solidarity (IV), that we hinder citizens’ rights (V) and that we do not allow access to a fair trial (VI).

Pension schemes often also penalise, in financial terms, those who want to work longer: by reducing pensions if the beneficiary has an income from employment or by denying an actuarial increment for those who claim their pensions later (and hence for a shorter remaining period of their lives).