Traduction de «savings investment certificate » (Anglais → Français) :

The term “Depository Account” includes any commercial, checking, savings, time, or thrift account, or an account that is evidenced by a certificate of deposit, thrift certificate, investment certificate, certificate of indebtedness, or other similar instrument maintained by a Financial Institution in the ordinary course of a banking or similar business.

In order to limit deposit protection to the extent necessary to ensure legal certainty and transparency for depositors and to avoid transferring investment risks to DGSs, financial instruments should be excluded from the scope of coverage, except for existing savings products evidenced by a certificate of deposit made out to a named person.

In order to limit deposit protection to the extent necessary to ensure legal certainty and transparency for depositors and to avoid transferring investment risks to DGSs, financial instruments should be excluded from the scope of coverage, except for existing savings products evidenced by a certificate of deposit made out to a named person.

Such certificates could provide the fiscal basis for encouraging investment in energy saving.

I can sell the certificates at 15 euros, do the internal reduction in my own company at 10 euros, and not only make a profit of 10 euros on the 5 euros I invested earlier, but also save myself 5 euros because I beat the market by doing things internally.

The Commission considers that the measures in question should cover buildings, transport and industry, and should be designed: - to provide consumers with information * through the energy certification of buildings to inform prospective buyers, and subsequently prospective tenants, about the energy efficiency of the buildings in question * through energy audits in businesses to identify the improvements that can be made to energy installations and energy management - to encourage consumers to behave more responsibly * through the billing of heating, air-conditioning and hot-water costs on the basis of actual consumption rather than on a ...[+++]flat-rate basis (according to surface area or a share of the property) * through regular inspections of equipment which, because of their large numbers, have a significant effect on the energy balance: boilers and vehicles - to take the life expectancy of new buildings into account in relation to their thermal insulation - streamline public-sector authorization procedures for investments which can be financed by the energy savings they generate, i.e. third-party financing.