Traduction de «Cautionnement bancaire » (Français → Anglais) :

be familiar with the various forms of credit (bank credit, documentary credit, guarantee deposits, mortgages, leasing, renting, factoring, etc.) and with the charges and obligations arising therefrom;

the availability of means of support may be demonstrated by producing currency or equivalent bills of exchange or bank guarantees or insurance policies guaranteeing payment, by means of documents attesting to prepaid services or documents proving the availability of sources of income in the national territory;

The assistance, in the form of loans and bank guarantees granted by the Crédit Lyonnais group between 1992 and 1995, was followed by non-repayable financing in the form of a recapitalisation by the Crédit Lyonnais group at the end of 1994 and subsequently in the form of an advance on current account and recapitalisations by way of a debt write-off by the shareholder which succeeded the group, CDR, following the transfer of Stardust Marine to the hive-off vehicle of Crédit Lyonnais in 1995.

2. be familiar with the various forms of credit (bank credit, documentary credit, guarantee deposits, mortgages, leasing, renting, factoring, etc.) and with the charges and obligations arising from them;

Such confirmation or assurance may be given by a bank guarantee, possibly in the form of a pledge or security, or by any other similar means.`

The Round Table's proposals may be summarised as follows: With regard to bank loans: - the Round Table recommends that communication between banks and SMEs should be improved, bank staff should receive better training and the range of financial products should be better geared to the requirements of SMEs; - in order to increase access to loans, it also advocates wider use of the facilities offered by the guarantee funds and mutual guarantee schemes; - as regards the European Investment Fund (EIF) and the interest rebates on European Investment Bank (EIB) loans, the Round Table's main recommendations are: * to earmark, in the short term ...[+++], a sizeable proportion of EIF operations for SME funding; * to enable the EIF to operate flexibly to take account of the actual situation in each Member State, e.g. by assisting national guarantee schemes, including mutual guarantee schemes; * to make sure that it is the end beneficiaries, i.e. SMEs, that derive the full benefit from the advantages offered by the EIF and the system of interest rebates on EIB loans and that the intermediaries are specialised in funding SMEs; * to make sure that the job-creation condition to which the granting of interest rebates is subject is applied as flexibly as possible.