Traduction de «Centre des services aux assurés » (Français → Anglais) :

| (3)AT: the licence for branch offices of foreign insurers has to be denied if the insurer, in the home country, does not have a legal form corresponding or comparable to a joint-stock company or a mutual insurance association.BG: for life insurance services and pension fund services and non-life insurance services (except deposit insurance and similar compensation schemes, as well as mand ...[+++]atory insurance schemes [20]): the insurance service suppliers cannot be set up for the supply of both life insurance and non-life insurance services.

SK: commercial presence is required for supply of: the life insurance of persons with permanent residence in the Slovak Republic,the insurance of property on the territory of the Slovak Republic,the insurance of liability for loss or damage caused by the activity of natural persons and juridical persons on the territory of the Slovak Republic,air and maritime insurance, covering goods, aircraft, hull and liability.SE: the supply of direct insurance is allowed only through an insurance service supplier authorised in Sweden, provided that the foreign service supplier and the Swedish insurance company belong to the same group of companies o ...[+++]r have an agreement of cooperation between them.

allowing that insurance and financial services customers are not left with "hidden VAT" whilst, maintaining at the same time budgetary security for Member States, reducing the administrative charges for the economic operators concerned and improving the definition of exempt services, creating more legal security for Member States and economic operators and be sufficiently robust to keep pace with the development of new insurance and financial services; removing potential or actual competitive distortions between supplies of insurance and financial services across different Member States or between places outside the EU and supplies of t ...[+++]hose services in the EU.

| 3.AT: The licence for branch offices of foreign insurers has to be denied if the insurer, in the home country, does not have a legal form corresponding or comparable to a joint stock company or a mutual insurance association.CZ: None other than: Foreign financial services suppliers may establish an insurance company with the seat in the Czech Republic in the form of a joint stock company ...[+++]or may exercise insurance activity through their branches with registered office in the Czech Republic under the conditions established in the Insurance Industry Act.Commercial presence and authorisation is required for the provider of insurance services:to provide such services including reinsurance, andto conclude intermediation contract with an intermediary aimed at the conclusion of insurance contract between the provider of insurance services and third party.

The potential for Member States to apply their own legislation on insurance contract law in such a manner that it constitutes a barrier to the provision of insurance services is one of the issues covered in the draft interpretative Communication on the freedom to provide services and the general good in the insurance sector (see IP/97/ ).

Still in the field of insurance, the Commission has decided to close seven infringement procedures against Greece following the notification of national transposition measures for Directives 88/357/EEC (2nd Non-Life Insurance Directive), 90/618/EEC (freedom to provide motor civil liability insurance services), 90/619 (2nd Life Assurance Directive), 91/371 (Directive implementing of the non-life insurance Agreement between the EC and Switzerland), 91/674 (annual accounts and consolidated accounts of insurance companies), 92/49 (3rd Non-Life Insurance Directive) and 92/96 (3rd Life Assurance Directive).