Traduction de «Compte de contrôle des crédits des RI » (Français → Anglais) :

Union legislation requires that the financial statements, comprising annual financial statements or consolidated financial statements, of credit institutions, insurance undertakings, issuers of securities admitted to trading on a regulated market, payment institutions, undertakings for collective investment in transferable securities (UCITS), electronic money institutions and alternative investment funds be audited by one or more persons entitled to carry out such audits in accordance with Union law, namely: Article 1(1) of Council Directive 86/635/EEC , Article 1(1) of Council Directive 91/674/EEC , Article 4(4) of Directive 2004/109/EC ...[+++] of the European Parliament and of the Council , Article 15(2) of Directive 2007/64/EC of the European Parliament and of the Council , Article 73 of Directive 2009/65/EC of the European Parliament and of the Council , Article 3(1) of Directive 2009/110/EC of the European Parliament and of the Council , and Article 22(3) of Directive 2011/61/EU of the European Parliament and of the Council .

The Commission should be empowered to adopt delegated acts in accordance with Article 290 TFEU in respect of technical adjustments to Directive 2006/48/EC to clarify definitions to ensure uniform application of that Directive or to take account of developments on financial markets; to align terminology on, and frame definitions in accordance with, subsequent relevant acts; to expand the content or adapt the terminology of the list of activities subject to mutual recognition under that Directive to take account of developments on financial markets; to adjust the areas in which the competent authorities are required to exchange informat ...[+++]ion; to adjust the provisions of that Directive on own funds to reflect developments in accounting standards or Union legislation, or with regard to the convergence of supervisory practices; to expand the lists of exposure classes for the purposes of the Standardised Approach or the IRB Approach to take account of developments on financial markets; to adjust certain amounts relevant to those exposure classes to take into account the effects of inflation; to adjust the list and classification of off-balance sheet items; and to adjust specific provisions and technical criteria on the treatment of counterparty credit risk, the organisation and treatment of risk, the Standardised Approach and the IRB Approach, credit risk mitigation, securitisation, operational risk, review and evaluation by the competent authorities and disclosure in order to take account of developments on financial markets or in accounting standards or Union legislation, or with regard to the convergence of supervisory practices.

‘cooperative’ means a European Cooperative Society as defined in Article 1 of Council Regulation (EC) No 1435/2003 of 22 July 2003 on the Statute for a European Cooperative Society (SCE) , or any other cooperative for which a statutory audit is required under Community law, such as credit institutions as defined in point 1 of Article 1 of Directive 2000/12/EC and insurance undertakings within the meaning of Article 2(1) of Directive 91/674/EEC.

‘cooperative’ means a European Cooperative Society as defined in Article 1 of Council Regulation (EC) No 1435/2003 of 22 July 2003 on the Statute for a European Cooperative Society (SCE) , or any other cooperative for which a statutory audit is required under Community law, such as credit institutions as defined in point 1 of Article 1 of Directive 2000/12/EC and insurance undertakings within the meaning of Article 2(1) of Directive 91/674/EEC.

We urge this House of Commons Standing Committee on Finance to recommend that the upcoming federal budget (1) commit sufficient funds to develop a publicly funded pan-Canadian child care system for children from birth to 12 years that is fully inclusive and meets the needs of every child regardless of their family's income and employment status, where they live, their ability or culture; (2) provide leadership in developing a federal-provincial-territorial social policy framework with licensed and regulated child care as the cornerstone of Canada's family-friendly policies; (3) regulate provincial and territorial governments receiving ...[+++]designated federal funds to spend them directly on improving and increasing access to affordable, quality, regulated, not-for-profit, universal, and inclusive child care; (4) require all provincial and territorial governments receiving federal funds designated for child care to maintain or increase their spending on child care and use the federal funds to supplement, not replace, provincial and territorial child care funding; and (5) establish mechanisms to ensure monitoring and compliance with the terms of the federal-provincial-territorial agreements, develop obligations for public reporting that will ensure clear data detailing the improvements and the progress, and develop effective processes for dispute resolution.

In the final analysis, no matter how rates are determined, and no matter whether they are higher or lower, and no matter whether they are controlled or not, and no matter whether the card is a debit card or a credit card, a credit card or premium card, the reality is that the consumer pays the price because the merchant must build that cost into the price of any product.