Traduction de «Marché tributaire du financement extérieur » (Français → Anglais) :

Although large corporations have increasingly sought financing in bond markets, European SMEs are still heavily dependent on banks as their main source of financing, much more so than in other parts of the world.

Bodies working in the field of accounting and auditing are highly dependent on funding and play major roles in the Union which are decisive for the functioning of the internal market.

1. Notes that a large number of SMEs will continue to depend mainly on credits and loans when it comes to external financing; is concerned that an increasingly capital- and risk- sensitive banking sector is asking for more collateral and higher risk premiums, both requirements resulting in insufficient financing and missed business and employment opportunities in this very large sector of the economy; regards, therefore, the availability of credit and loan guarantee schemes as crucial to exploiting the growth and job potential offered by SMEs; sees a need to leverage existing programmes at national and EU level and endorses the import ...[+++]ant role played by EIB SME loans;

− The European Parliament notes that a large number of SMEs will continue to depend mainly on credits and loans when it comes to external financing; it is concerned that an increasingly capital- and risk- sensitive banking sector is asking for more collateral and higher risk premiums, both requirements resulting in insufficient financing and missed business and employment opportunities in this very large sector of the economy; it regards, therefore, the availability of credit and loan guarantee schemes as crucial to exploiting the growth and job potential offered by SMEs; it sees a need to leverage existing programmes at national and ...[+++]EU level and it endorses the important role played by EIB SME loans.