Traduction de «Régime de retraite professionnelle » (Français → Anglais) :

occupational pension scheme | occupational retirement pension scheme | occupational scheme

pension industry professional

Occupational Pension Plans: Selected Policy Issues

occupational pension plan

pension scheme [ occupational pension | old age pension | pension plan | retirement pension | State pension ]

funded pension plan | funded pension scheme | funded scheme

excess benefit plan | excess plan | top hat pension plan | top hat plan

fully funded pension plan

employer pension plan | employer plan | employer-sponsored pension plan | employment pension plan

approved pension plan

12. Stresses the importance of combating indirect discrimination in pension schemes, not only in occupational schemes but also in the practices of statutory pension schemes; emphasises that the CJEU has made it clear that occupational pension schemes are to be considered as pay and that the principle of equal treatment therefore applies to those schemes as well, despite the fact that the distinction between statutory and occupational pension schemes is problematic in some Member States and that the concept of occupational pension schemes is unknown in others, potentially leading to indirect discrimination in the labour market; recognises that women’s access to occupational pension schemes is more restricted ...[+++], owing to shorter working hours, shorter length of service and horizontal and vertical gender segregation in the labour market, and the gender pay gap, and that contribution-based schemes rarely take care-related breaks and involuntary part-time work into account; calls on the Commission to examine the impact of the shift from statutory state pensions towards occupational and private schemes on the gender pension gap; calls on the Commission to monitor closely and report on the implementation of this principle, as the transposition has proved to be unclear in some Member States;

Based on the testimony presented to the Committee and data indicating the extent to which unused RRSP – and perhaps TFSA – contribution room exists for some Canadians, we believe that the current principal focus should be middle-income Canadians, particularly those who do not belong to an occupational pension plan or who belong to a defined contribution rather than a defined benefit plan, self-employed persons who are unable to contribute to an occupational pension plan, and employees of those small and medium-sized employers that may face barriers in sponsoring an occupational pension plan.

As a result, workplace pension plans and other forms of private savings play an important role in providing retirement income security.

Although the rapporteur acknowledges that "occupational pensions can be an important instrument to complement public pensions", she stresses that "public pensions will continue to have a fundamental role in ensuring pension systems that provide every pensioner with an adequate income" and that they demonstrate the solidarity between workers and pensioners that is at the heart of the European social model.