Traduction de «Utiliser les services bancaires en direct » (Français → Anglais) :

We have been talking about service charges and use of the banking sector for a long time, and this relates directly to the Bank Act.

‘Cash dispenser’ means a self-service machine which, through the use of a bank card or other means, dispenses euro banknotes to the public, debiting a bank account, such as an automated teller machine (ATM) dispensing cash.

‘Cash dispenser’ means a self-service machine which, through the use of a bank card or other means, dispenses euro banknotes to the public, debiting a bank account, such as an automated teller machine (ATM) dispensing cash.

As a result of these investments, today we operate one of the largest branch, ABM, telephone banking, and online banking networks across Canada.

These include: - discussions with its two consultative groups (the Payments Systems Technical Development Group and the Payment Systems Users Liaison Group) on the ways in which the payment systems can best be prepared for the introduction of the Ecu - rapid progress, in the framework of an existing Task Force of government experts, on harmonising procedures for reporting cross- border credit transfers for the purposes of compiling balance of payments statistics (the Commission wants transactions below 10,000 Ecus exempted) - continuing discussions with Member State legal experts, central bank representatives and the EMI on harmonising the legal framework for cross-border payments, in particular settlement finality for credit tra ...[+++]nsfers (a Directive on settlement finality could be proposed in 1995) - maintaining contact with interested parties on the establishment of linkages between automatic clearing houses (ACHs, which process payments transfers at the national level) to assess how best to contribute to progress in this area - consulting with the Commission's two consultative groups on the results of an independent study to be completed in June 1995 on the information given to customers when using payment cards for cross-border payments (so-called face-to-face payments), and assessing the appropriate follow-up measures - launching a study on the regulatory implications for the EU of the use of pre-paid payment cards, particularly as regards the stability of the banking system, consumer protection and the promotion of interoperable cross-border banking services.

The Second Banking Directive together with its technical supporting measures establishes a single banking licence enabling authorised banks to provide the whole range of their services in all Member States, on the basis of home country control. So we have given to the Community the largest and most open banking market in the wor ...[+++]ld - a market of 320 million people, almost as large as that of the United States and Japan combined. The European consumer will benefit from more choice of banking services.