Traduction de «directive sur le crédit hypothécaire » (Français → Anglais) :

The Payment Accounts Directive, which improves the transparency of bank account fees and makes it easier to switch accounts from one bank to another, among other things. The Mortgage Credit Directive to make responsible mortgage lending the norm across Europe. The recently-agreed Insurance Distribution Directive, which ensures that consumers benefit from greater choice and information when they buy insurance products. The Commission's Action Plan on Building a Capital Markets Union to develop stronger capital markets across the EU, in ...[+++]cluding for retail investment products. The Single Market Strategy which aims to reduce barriers and prevent discrimination within the Single Market. The Digital Single Market Strategy to boost access to digital products and services and put an end to unjustified geo-blocking. The renewal of the Financial Services User Group, for which a call for applications was launched on 20 February 2017.

The Payment Accounts Directive, which improves the transparency of bank account fees and make it easier to switch accounts from one bank to another, among other things. The Mortgage Credit Directive, to make responsible mortgage lending the norm across Europe. The recently-agreed Insurance Distribution Directive, which ensures that consumers benefit from greater choice and information when they buy insurance products. The Commission’s Single Market Strategy to aims to reduce barriers and prevent discrimination within the single market ...[+++]. The Commission's Digital Single Market Strategy, to boost access to digital products and services, and end unjustified geoblocking.

- First and foremost, this brings to mind the proposal for a directive on mortgage credit which we submitted just under a year ago (31 March 2011).

Restricting the scope to consumer credit of up to €50,000 to cover the most common consumer credit contracts; Mortgage credit will be addressed separately following the consultations triggered by the Green Paper on Mortgage Credit launched in July (see IP/05/971); Applying a specific regime based on pre-contractual and contractual information to credit contracts of up to €300; Giving Member States more flexibility to adapt the rules to their national situation in certain clearly specified areas, while insisting on a mutual recognition clause in a limited number of cases to protect the single market; Making it easier to compare consu ...[+++]mer credit contracts through a harmonised method of calculating the cost of credit; A list of information that consumers must be given; A right of withdrawal of up to 14 days; The right to repay a loan early; and The right to break a credit contract if the related purchase is cancelled.

the report of the Forum Group on Mortgage Credit which makes recommendations on the development of an EU market for mortgages , this Green Paper which widens the consultation launched by the creation of the Forum Group, a study on the costs and benefits of further integration of the EU mortgage credit market and, a Hearing to mark the conclusion of the Green Paper consultation period.

The Council noted that there were no longer any problems regarding the substance of the three proposals for Directives amending legislation on the financial market (proposals for the CAD II, mortgage credit and expanded matrix Directives).