Traduction de «facteur de retrait » (Français → Anglais) :

(4) Where, in determining an individual’s PAR in connection with the individual’s termination from a defined benefit provision of a registered pension plan, it is reasonable for the administrator of the plan to conclude, on the basis of information provided to the administrator by the administrator of another pension plan or by the individual, that the value of D in paragraph 8304.1(5)(a) in respect of the termination may be greater than nil, the administrator shall file with the Minister an information return in prescribed form reporting the PAR, if it is greater than nil, on or before the later of

Some of the factors taken into account during reviews include increases to the salaries of members, the likelihood of members retiring, the rate of return on the retirement accounts, the number of pensioners, and longevity improvement factors.

This situation is the result of three factors: (1) the withdrawal of certain foreign banks and unregulated financial institutions because of the sharp decline in the securitization market; (2) a difficult bond market; and (3) the difficulty, for financial institutions, of giving out loans in a climate of economic uncertainty.

2. Stresses the need to review pension systems particularly with a view to eliminating discrimination based on gender in all three pillars of the pension system : the public, occupational and private pillar, while addressing the sources of gender-related inequalities both in pension contributions and entitlements (e.g. actuarial factors, career-breaks for family reasons).

Compliance with the prudent person rule therefore requires an investment policy geared to the membership structure of the individual occupational retirement institution, with its actuarially determined liability projection being the major consideration in determining the corresponding asset balance.

5. Reaffirms its commitment to the European social model, based on the principle of solidarity, and to its effective social security systems founded on the conviction that economic and social progress are interlinked; considers, therefore, that social security should be regarded as a productive factor and thus that everyone's access to rights and benefits should be guaranteed while acknowledging that in this context, supplementary pension schemes can help to meet the challenges arising from demographic trends and high levels of unemployment in European countries, since they will complement pay as-you-go pension schemes without replacing ...[+++] them;