Traduction de «prêteur à la grosse » (Français → Anglais) :

In such cases Member States shall ensure that the creditor accepts the insurance policy from a supplier different to his preferred supplier where such policy has a level of guarantee equivalent to the one the creditor has proposed.

Persons who merely introduce or refer a consumer to a creditor or credit intermediary on an incidental basis in the course of their professional activity, for instance by indicating the existence of a particular creditor or credit intermediary to the consumer or a type of product with this particular creditor or credit intermediary to the consumer without further advertising or engaging in the presentation, offering, preparatory work or conclusion of the credit agreement, should not be regarded as credit intermediaries for the purposes of this Directive.

(27) Given the significant consequences for creditors, consumers and potentially financial stability of foreclosure, it is appropriate to encourage creditors to deal proactively with emerging credit risk at an early stage and that the necessary measures are in place to ensure that creditors exercise reasonable forbearance and make reasonable attempts to resolve the situation through other means before foreclosure proceedings are initiated.

the annual percentage rate of charge and the total amount payable by the consumer, illustrated by means of a representative example mentioning all the assumptions used in order to calculate that rate; where the consumer has informed the creditor of one or more components of his preferred credit, such as the duration of the credit agreement and the total amount of credit, the creditor shall take those components into account; if a credit agreement provides different ways of drawdown with different charges or borrowing rates and the creditor uses the assumption set out in point (b) of Part II of Annex I, he shall indicate that other draw ...[+++]down mechanisms for this type of credit agreement may result in higher annual percentage rates of charge.

82. Calls on the Commission to put an end to regulated energy prices because these undermine the very essence of open energy markets; calls on the Commission above all to address regulated energy price systems for energy intensive industries because these undermine not only the EU energy market but also the internal market in other commodities; accepts that special measures might be necessary for EU energy intensive industries which are exposed to global competition, but that these measures must be taken in an coordinated way across the EU; urges therefore DG Competition to propose a clear set of criteria to define what are energy int ...[+++]ensive industries exposed to global competition and to use these criteria to assess the validity of special national energy regimes for energy intensive industries;

82. Calls on the Commission to put an end to regulated energy prices because these undermine the very essence of open energy markets; calls above all on Commission to address regulated energy price systems for energy intensive industries because these undermine not only the EU energy market but also the internal market in other commodities; accepts that special measures might be necessary for EU energy intensive industries which are exposed to global competition, but that these measures must be taken in an coordinated way across the EU; urges therefore DG Competition to come up with a clear set of criteria to define what are energy in ...[+++]tensive industries exposed to global competition and to use these criteria to assess the validity of special national energy regimes for energy intensive industries;