Traduction de «épargne à court terme » (Français → Anglais) :

18. Encourage measures supporting long-term investment policies and sound remuneration policies that focus on long-term sustainable growth, creating high-quality employment, rather than on short-term gains and prevent the practices in the financial sector, especially in the banks and in some listed companies, which have resulted in disproportionately high remuneration and which are based on securing short-term profits, through the creation of high risk business models to the detriment of workers and savers, as well as to the financial stability of European markets. Such initiatives should be applied throughout the financial sector.

17. Takes the view that the financial sector must operate first and foremost in the public interest, accept lower returns and be geared to risk-aversion and long-term targets instead of short-term profits; considers that a socialisation of the banking sector and the constitution of a publicly owned financial pole (nationalised banks, local and regional savings bank, cooperative banks) are urgently needed to steer credit towards socially and environmentally useful investment which creates good quality employment with workers' rights; considers that decision making on credit policies of the financial sector must come under democratic pub ...[+++]lic control and democratic participation of employees and consumers;

28. Takes the view that the financial sector must operate first and foremost in the public interest, accept lower returns and be geared to risk-aversion and long-term targets instead of short-term profits; considers that a socialisation of the banking sector and the constitution of a publicly owned financial pole (nationalised banks, local and regional savings bank, co-operative banks) are urgently needed to steer credit towards socially and environmentally useful investment which creates good quality employment with workers' rights; considers that decision making on credit policies of the financial sector must come under democratic pu ...[+++]blic control and democratic participation of employees and consumers;

B. whereas profits generated in the financial sector have been disconnected from the real economy, with disproportionately high remunerations based on securing short-term profits and share price rises, creating increasingly risky business models to the detriment of manual workers, white-collar workers, savers and investors, which were diverted from their purpose of long-term investment,

I've also been involved in management, and I know some of the organizational politics that can come into play. You made a point about short-term savings, that they will evaporate in the future, but I wonder if you could comment generally.

Many people have funds accumulating in separate savings and chequing accounts, and in short-term investment vehicles such as money market and T-bill funds, T-bills and short-terms GICs.