Traduction de «Agente prestiti e mutui » (Italien → Anglais) :

commercial lender | loans adviser | loan officer | loan processor

servicing of borrowing and lending operations

borrowings

loans from borrowed funds

It sets common European Union (EU) standards to prevent manipulation of benchmarks* that could affect the price of financial instruments, or financial contracts such as loans or mortgages.

Financial instruments and support measures, including tax credits for notary fees, subsidised mortgage interest rates for energy efficient homes and low-interest loans for retrofitting into low-energy homes, were most often mentioned, followed by the strengthening of building regulations, awareness raising, education and training activities, and pilot or demonstration projects for very efficient buildings.

Indeed, the financial crisis started when market realized that the securitization of loans was subject to flawed incentives and led to low lending standards (e.g. subprime loans).

44. Points out that the main source of funding for SMEs in Europe comes from their own activity and from credits and loans from financial institutions; notes that SMEs are perceived as higher-risk which hampers their access to finance; calls for a combined effort on the part of financial institutions, the Commission and the Member States to ensure SMEs’ access to finance and to offer them the possibility of consolidating their capital by reinvesting their profit in the company; believes that payment of charges prior to SMEs’ commencing activities should not be required in order to ensure that they are able to build up their own funds ...[+++]and resources; in this respect, points to the urgency of the current financial situation and the need for immediate action;