Traduction de «Levée du secret bancaire » (Français → Anglais) :

Firstly, the Member States would be committed to setting up a system for information exchange with regard to the payment of interest to a resident of another Member State, that is to say, this would involve the lifting of banking secrecy.

Secondly, and as an exceptional and transitional system, it has been stated that certain States, Belgium, Austria and Luxembourg to be precise, should apply, in place of this information exchange – in other words, instead of the lifting of banking secrecy – a system for deduction at source.

12. Favours speedy convocation of an international conference to combat money laundering which could result in new rules to be mandatory on all states and to be linked to complete transparency in economic activity (such as a lifting of banking secrecy) and abolition of tax havens;

A Member State shall not invoke banking secrecy as a reason for refusing any cooperation regarding a request for mutual assistance from another Member State.

Essentially, the Directive requires financial institutions to identify and know their customers, to keep appropriate records, and establish anti-money laundering training programmes.

Whereas preventing the financial system from being used for money laundering is a task which cannot be carried out by the authorities responsible for combating this phenomenon without the cooperation of credit and financial institutions and their supervisory authorities; whereas banking secrecy must be lifted in such cases; whereas a mandatory system of reporting suspicious transactions which ensures that information is transmitted to the abovementioned authorities without alerting the customers concerned, is the most effective way to accomplish such cooperation; whereas a special protection clause is necessary to ...[+++] exempt credit and financial institutions, their employees and their directors from responsibility for breaching restrictions on disclosure of information;