Traduction de «Carta moneta » (Italien → Anglais) :

‘prepaid card’ means a category of payment instrument on which electronic money, as defined in point 2 of Article 2 of Directive 2009/110/EC, is stored.

For example, accounts such as savings accounts, credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt, current account mortgages or e-money accounts should in principle be excluded from the scope of this Directive.

Electronic money is simply the storing of cash in an electronic form, whether it be with an online payment account, a pre-paid mobile phone account, an electronic gift voucher, an e-purse option on a bank card, a top-up travel card, meal or gift vouchers, or a myriad of other innovative technological options.

He supported ratification of the Constitution, of course, because in fact it facilitates the work of the European Central Bank. For us, the ECB is the mother of all usury: it actually deprives the paper money that it allows to be printed of its exchange value and controls the interest rates applied by the Member States’ banks, thus subjecting consumers to extortionate terms.

After 1 January 2002, however, consumers will fail to see why they should be obliged to suffer the inconveniences of this greatest currency changeover in history (which include getting used to the new currency and the conversion rate, possible price rises and queuing at cash-dispensing machines and bank counters during the first few days on which the new currency is issued) without directly enjoying the advantages, if it turns out that they still have to pay additional charges when using their credit cards or automated teller machines abroad or if, for example, when paying for foreign-language books ordered on line that cost € 60, they h ...[+++]ave to pay an additional transfer charge of € 11.

(3) For the purposes of this Directive, electronic money can be considered an electronic surrogate for coins and banknotes, which is stored on an electronic device such as a chip card or computer memory and which is generally intended for the purpose of effecting electronic payments of limited amounts.