Traduction de «Mode de paiement électronique » (Français → Anglais) :

Over the same period, the annual growth rate of these types of payments in terms of volume has averaged close to 40 per cent.

Activities will also support the development of the e-Freight vision of a paperless freight transport process, where electronic information flows, services and payments are linked to physical freight flows across transport modes.

Is confident that the SEPA and the Payment Services Directive should provide solutions for the fragmentation and lack of competition identified by the sector inquiry concerning payment infrastructures; recalls that the first phase of the SEPA entered into force on 28 January 2008 and requires integrated clearing and settlement platforms, operating on the basis of the same rules and technical standards; emphasises that the access criteria to SEPA should be fair and transparent, and that governance should take into account all stakeholders in the system, not just financial institutions; recalls also that the Payment Services Directive p ...[+++]rovides that there should be no discrimination as regards access to payments systems other than that necessary to safeguard against risk and protect financial and operational stability; points out that under the principle of neutrality of Community policies, no single method of payment should be favoured over another, and the costs related to the use of the various payments systems should be transparent so that consumers can choose their method of payment in full knowledge of the facts;

Figures on the limited number of fully licensed electronic money institutions or on the low volume of electronic money issued demonstrate that electronic money has not yet really taken off in most of the Member States.

It defines this new mode of payment neutrally as a surrogate for coins and banknotes which is stored on an electronic device (chip card or computer memory) and intended for making payments of limited amounts.

We see payments systems around the world, and when you look at the overall cost of payments, with our low cost Interac debit along with credit and other means of payment, and when we look at our technology advances in Canada, both in chip and in near field communications, we are the leader in electronic payments and choice.