Traduction de «Régime en semi-capitalisation » (Français → Anglais) :

partially funded benefit plan [ partially funded plan | partly funded benefit plan | underfunded benefit plan ]

partially funded benefit plan | partially funded plan | partly funded benefit plan | underfunded benefit plan | unfunded benefit plan | unfunded plan

funded pension plan [ funded plan ]

fully funded pension plan [ fully funded plan ]

fully funded pension plan | funded pension plan | fully funded system | funded system | fully funded plan

semi-custodial arrangements

fully funded benefit plan | fully funded plan | wholly funded benefit plan

funded pension plan | funded pension scheme | funded scheme

fully funded pension plan

Italy, Germany, and Austria have proposed to establish or further develop private, fully funded schemes.

- (h) the financial sustainability of public and private pension schemes, bearing in mind pressures on public finances and the ageing of populations, and in the context of the three-pronged strategy for tackling the budgetary implications of ageing, notably by: supporting longer working lives and active ageing; by balancing contributions and benefits in an appropriate and socially fair manner; and by promoting the affordability and the security of funded and private schemes.

Observes that there is a trend towards more defined-contribution schemes and fewer defined-benefit schemes; notes that, as a result, pension providers transfer the risk associated with investment to pension savers; considers that, because of the diversity and complexity of the various capital-based occupational pension systems, conditions need to be laid down concerning the portability of acquired pension entitlements in the sense that portability begins when new contracts are concluded, an application for transfer being approved only if the actuarial sum transferred is to be placed in a fund whose purpose is payment of old-age pension ...[+++]s; asks for an in-depth study on tax issues related to the capital-based occupational pension systems and life insurance capital systems; considers that, with regard to cross-border issues, the clear focus of EU activity should be on developing minimum standards for the acquisition and preservation of pension rights and on facilitating the establishment of national tracing systems for those rights;

By demonstrating the interdependence of the various schemes and revealing weaknesses in some scheme designs it has acted as a wake-up call for all pensions, whether PAYG or funded: higher unemployment, lower growth, higher national debt levels and financial market volatility have made it harder for all systems to deliver on pension promises.