Traduction de «institut de crédit mobilier » (Français → Anglais) :

The shadow or parallel banking system, which are the money funds, the asset-backed securities, the investment banks, the hedge funds, derivatives, exchange-traded or OTCs, which is over the counter, derive from something else.

Studies show that private customers still – despite the euro and the internal market – have recourse to a credit institution they trust, as a rule to the bank with which they have an account, and that does of course have something to do with the fact that, of all financial markets, that for mortgage credit is the most complex.

38. Notes that there has been no progress in the negotiations for the purchase of the WIC and SDM buildings in Strasbourg; expects that, should negotiations be resumed, the final package agreed upon should give value for money to the Institution; decides, pending the outcome of these negotiations, not to enter EUR 50 000 000 under Item 2003, and to transfer this amount to a building reserve to be created under Title 10 (Chapter 10 5 -Provisional appropriation for buildings); decides, consequently, to delete Item 2009 (“provisional appropriation to cover the institution’s property investments”); the fund put in reserve will be release ...[+++]d once a set of conditions to be formulated has been satisfied; requests that the criteria for the release of the reserve be agreed with the relevant committee; expects that by 1st September the Bureau will come back with concrete proposals on this matter;

(4) Given that credit unions in Ireland and the United Kingdom are restricted by a "Common Bond", i.e. they are geographically restricted from operating outside their own local area, and given the fact that they play an invaluable role in providing credit to people that mainstream commercial lending institutions will not deal with and further, given that they are not-for-profit voluntary organisations they should not be subject to the strict regulations of this Directive.

However, according to the Treaty, the State support, in whatever form received by a credit institution for the specific task of raising funds for the Member State, has to be limited in its effects to the performance of that task and may not spill over in any way into competitive activities of the institution.

Under the terms of the Directive, virtually all professional financial intermediaries, such as credit institutions, investment companies, life assurance companies, issuers of credit cards, leasing and factoring companies, bureaux de change, etc., are defined as credit or financial institutions.