Traduction de «Déclaration de sinistre » (Français → Anglais) :

What requirements concerning the commitment should be included, for instance: – the nature of the insured risks, – adaptation and prevention measures to minimise the insured risks, – features and benefits (such as compensation of full replacement costs, or depreciated, time value of assets), – exclusions or limitations, – details for notifying a claim, for instance, if both the loss and its notification must fall within the contract period, – who and to what extent bears the costs of investigating and establishing the loss, – contractual effects of a failure to provide relevant information by the insurer, – the remedies, costs and proced ...[+++]ures of exercising the right of withdrawal, – contract renewals, – complaints handling?

They help their clients interpret the complex aspects of the policies, they give them impartial advice and they help them with claims in case of a loss.

For the purpose of carrying on its insurance business under the freedom to provide services, the insurance undertaking may have recourse to an establishment opened in the Member State of the provision of services for support activities either upstream or downstream of the conclusion of the insurance policy (e.g. use of risk-assessment services or of local medical services, receipt of notices of claims relating to policies entered into under the freedom to provide services).

§ 2 - If the losses for which the insured applies to be indemnified relate to rights which are in dispute, the Company may reject the declaration of loss until the dispute is settled by the court having jurisdiction.

§ 1 - All payment of indemnity shall be subject to: (a) submission of a declaration of loss, in the form of a request for indemnification accompanied by all information and documents considered necessary by the Company to establish the rights of the insured and by a statement of losses.

However, the Commission considers that, in order to conclude insurance policies under the freedom to provide services, an insurer can have recourse to an establishment opened in the Member State of the provision of services for support activities either upstream or downstream of the conclusion of the insurance policy (e.g. use of risk assessment services or of local medical services, receipt of notices of claims relating to policies entered into under the freedom to provide services);